Cut Your Medical Expenses

The Wall Street Journal is reporting that insured Americans are using fewer health care services, suggesting that the increasing costs of health care might finally be reducing demand. At the big picture level, this is actually good news — one of the long-sought goals of health care reformers is to get Americans to have fewer procedures. But for you and me, it can be a painful process. Those co-pays, deductibles and other out-of-pocket medical expenses seem to be getting more and more expensive, and the forecast isn’t sunny: They are estimated to cost an average of $9,000 per family by 2012 by the National Coalition on Health Care. For those without health care, it’s even worse. Here are six websites that might help you:

CLAHealthcare.com: A $49.95 annual membership in Chiropractic Lifecare of America entitles you to an initial consultation, exam diagnostics and X-rays at participating chiropractors at rates that are supposedly 50 percent lower than the national average, plus unlimited $30 spinal adjustments. If you don’t save at least the cost of your membership in a year, CLA will refund it.

DentalPlans.com: Discount dental plans can serve as an alternative to (or a supplement for) existing dental insurance. This site helps you compare available plans in your region, check which local dentists are participating, and gauge savings on a variety of treatments.

EyeBenefits.com: For an annual membership of $30 (individual) or $45 (family), you’re entitled to discounts of 10 percent to 50 percent off the customary fee or retail price for eye exams, glasses, and contact lenses.

InsureMe.com: You can use this free consumer referral service to get quotes from agents and compare coverage rates in your area for health, life, long-term care, and other types of insurance. (HealthCare.gov can help you understand and find health insurance options as well, however specific prices won’t be posted until October.)

PPARX.org: If you can’t afford the medication your doctor has ordered, the Partnership for Prescription Assistance may be able to help get it for free or at a greatly reduced cost. Through this site you can access nearly 500 public and private programs and almost 200 pharmaceutical companies that offer assistance.

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Health care (transformation) is one of the best issues this
current administration has done thus far. With this change
individuals will have the opportunity to seek professional and
quality health care services. Who would want to return to the
days of the horse and buggy, b/w tv sets, manual
typewriters, pac man, you get the point? That's about how
old the health care system was in the USA. Each day the
news is filled with social tragedies in which lives are taken at
the hands of known acquaintences and/or family members.
Our society is stricken with the institutions of white collar
crime permeating throughout this great nation and greed
which tends to strike at the very fabric of our country. If
you are looking for affordable health insurance check out
http://bit.ly/chE6zp . I hope everyone will soon recognize and
use the resources made by this transformation to seek
professional medical attention as the need arises rather than
turning to illegal and criminal activities to resolve their issues.

Posted in: Expenses,Medical